Total and permanent disability insurance

While for most people the early death of an income earner would cause serious financial strain for those left behind, the financial impact would be just as serious if that income-earner became totally and permanently disabled and unable to work for the rest of their life.

An illness can erode your health either gradually or quickly until you're unable to work, or a serious accident could leave you totally and permanently disabled.

Total and Permanent Disability(TPD) insurance helps you modify your lifestyle and gives you choice and options if you're left permanently without the ability to work.

TPD insurance provides a one-off payment that can help you:

  • fund lifestyle changes and home modifications
  • cover the cost of long-term care or medical expenses
  • pay any debts including your mortgage
  • fund an on-going income for your family.

With the help of your financial adviser you can decide what cover is best for you. If you would like to get some advice please call us on 0800 88 22 88 or fill out our online form for a financial adviser in your area to contact you.

Our total and permanent disability products

our Total and permanent disability product fact sheets