Investment Returns August 2009

[ Friday, 11 September 2009 ]

Investment Returns August 2009
Investment Returns August 2009 <%@ Control Language="VB" ClassName="UserControl_InvestmentReturns" %>
For the period ended 31 August 2009
Average Return Over
Portfolio Portfolio Size ($m) Unit Price
Month
Quarter
Year
3 Years
(% p.a.)
5 Years
(% p.a.)
10 years
(% p.a.)
Conservative 148.90 3.0628 0.95% 3.18% 3.50% 3.12% 4.59% 4.32%
Balanced 43.37 2.8120 0.97% 4.26% 0.71% 0.92% 4.13% 3.42%
Ethical 0.99 1.9409 1.31% 5.74% n.a. n.a. n.a. n.a.
Growth 21.36 2.5800 0.92% 5.08% -4.16% -2.00% 3.29% 2.49%
Aggressive 3.83 2.1945 -2.20% 3.12% -3.74% -1.74% 5.25% n.a.
Cash 4.58 2.8802 0.17% 0.44% 3.00% 4.27% 4.23% n.a.
Mortgage 6.75 3.1886 0.31% 0.96% 4.59% 5.19% 5.19% 4.71%
NZ Fixed Interest 2.72 2.9785 0.89% 1.79% 3.84% 3.04% 3.69% 4.11%
Options 46.28 2.9982 0.05% 11.90% -2.90% 5.70% 8.41% n.a.
Property 2.61 2.7926 0.32% -2.00% -1.17% 1.36% 2.79% 3.35%
NZ / Australian Shares 7.07 3.4286 2.75% 11.61% -3.40% -2.31% 3.32% 5.42%
International 37.94 1.5704 0.33% 5.00% -12.45% -6.79% 0.96% -2.50%
 

Diversified portfolios (Conservative, Balanced and Growth) invest in single sector pools.
These indirect investments are excluded from the portfolio size of the single sectors.


Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for front-end, renewal, withdrawal or alteration fees.
3. For Plans that commenced prior to 1 July 2009: There are no withdrawal fees on Life Bonds. On Power Saver/Super Plans there is an alteration fee of $60 per withdrawal if there is more than one withdrawal in a financial year.  For other plans the fee on withdrawal is 5% reduced by 1% p.a. in the four years prior to the maturity date plus an alteration fee of $60 per withdrawal.
4. For Plans that commenced after 30 June 2009: There is an alteration fee of $60 per withdrawal if there is more than one withdrawal in a financial year
5. The current rate of tax for life insurance companies is 30%. The rate and basis of taxation may change.
6. The returns shown are net of tax and investment management fees.

Fidelity Life Portfolios - Asset Splits

Asset class Conservative Portfolio Balanced Portfolio *Ethical Portfolio Growth  Portfolio Aggressive Portfolio
New Zealand fixed interest 42.50% 15.00% 34.46% 7.50% n.a.
Cash/short term assets 11.00% 8.50% 5.63% 1.75% n.a.
New Zealand/Australian shares 10.25% 16.00% 20.96% 17.75% 26.07%
International shares 10.00% 33.00% 38.95% 53.00% 46.46%
International fixed interest 13.75% 15.00% n.a. 7.50% 4.27%
Property 4.00% 7.00% n.a. 9.50% n.a.
Mortgage 8.50% 5.50% n.a. 3.00% n.a.
Options n.a. n.a. n.a. n.a. 23.20%

*The asset split for the Ethical Portfolio is for the previous month.


 


Fidelity KiwiSaver Scheme Investment Returns

(after management fees, & investment fees, before tax)
For the period ended 31 August 2009
Fund Size ($m) Unit Price
Month
Quarter
6 Months 12 Months
Capital Guarantee 4.01 2.125831 0.35% 1.94% 3.21% 4.32%
Conservative Kiwi 7.67 5.341564 0.58% 2.93% 5.43% 1.47%
Balanced Kiwi 16.38 5.309438 0.14% 3.88% 9.20% 1.95%
Ethical Kiwi 0.61 1.980671 1.53% 6.08% 8.47% -2.60%
Growth Kiwi 9.42 5.133403 -0.12% 5.23% 14.27% -2.45%
Aggressive Kiwi 4.26 2.536101 -0.13% 8.47% 20.58% -3.37%
Options Kiwi 15.06 3.472121 0.22% 13.83% 17.08% -2.73%

Notes:

1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for administration or switching fees:
  · The administration fee is $3 per member per month.
  · The first switch between funds each year is free. Additional switches will incur a fee of $60 per switch
3. The returns are shown before tax. Your after-tax return will depend on your Prescribed Investor Rate.
 

Fidelity KiwiSaver Funds - Asset Splits

Asset Class Capital Guarantee Kiwi Conservative Kiwi Balanced Kiwi Ethical Kiwi* Growth Kiwi Aggressive Kiwi
Cash 74.59% 9.94% 5.32% 5.98% 4.95% 0.06%
Fixed Interest 9.93% 59.68% 39.67% 34.33% 21.63% n.a.
New Zealand/Australian shares 7.88% 15.40% 25.29% 20.88% 25.15% 25.38%
Global shares 7.60% 14.98% 29.72% 38.81% 48.27% 49.35%
Tyndall Option Fund n.a. n.a. n.a. n.a. n.a. 25.21%

The Options Kiwi, besides having a small cash holding, is totally invested in the Tyndall Option Fund.
The Ethical Kiwi, besides having a small cash holding, is totally invested in the Tyndall Wholesale Balanced SRI Fund
*The asset split for the Ethical Kiwi is for the previous month.

Dated  10 September 2009

All reasonable care has been taken in producing this information that in most instances comes from sources outside the administration manager, Fidelity Life Assurance Company Limited.
Investors should seek professional advice before investment decisions are made.


 

 Back to latest news