Investment Returns April 2009

[ Tuesday, 12 May 2009 ]

Investment Returns April 2009
Investment Returns April 2009 <%@ Control Language="VB" ClassName="UserControl_InvestmentReturns" %>
For the period ended 30 April 2009
Average Return Over
Portfolio Portfolio Size ($m) Unit Price
Month
Quarter
Year
3 Years
(% p.a.)
5 Years
(% p.a.)
10 years
(% p.a.)
Conservative 145.56 2.9564 2.93% 1.09% 0.95% 2.20% 4.00% 3.96%
Balanced 41.25 2.6779 6.59% 1.67% -4.78% -0.83% 2.97% 2.94%
Ethical 0.95 1.8674 6.56% -0.07% n.a. n.a. n.a. n.a.
Growth 18.99 2.4329 9.62% 1.55% -11.81% -4.50% 1.68% 2.03%
Aggressive 3.46 2.0511 12.54% 9.36% -11.24% -4.09% 2.84% n.a.
Cash 4.26 2.8651 0.14% 0.41% 4.27% 4.60% 4.35% n.a.
Mortgage 6.88 3.1494 0.34% 1.02% 5.30% 5.38% 5.23% 4.71%
NZ Fixed Interest 5.73 2.9274 1.29% -1.03% 5.27% 2.93% 3.55% 3.75%
Options 41.67 2.7568 2.29% 15.92% -3.68% 5.06% n.a. n.a.
Property 2.54 2.8413 0.31% 0.92% 2.52% 3.96% 2.82% 3.65%
NZ / Australian Shares 6.04 2.9687 6.99% 2.85% -19.29% -8.25% 0.87% 3.70%
International 36.62 1.4875 15.89% 0.70% -20.97% -9.87% -1.34% -2.53%
 

Diversified portfolios (Conservative, Balanced and Growth) invest in single sector pools.
These indirect investments are excluded from the portfolio size of the single sectors.


Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for front-end, renewal, withdrawal or alteration fees.
3. There are no withdrawal fees on Life Bonds. On Power Saver/Super Plans there is an alteration fee of $60 if there is more than one withdrawal in a financial year.
    For other plans the fee on withdrawal is 5% reduced by 1% p.a. in the four years prior to the maturity date plus an alteration fee of $60.
4. The current rate of tax for life insurance companies is 30%. The rate and basis of taxation may change.
5. The returns shown are net of tax and investment management fees.

 

Fidelity Life Portfolios - Asset Splits

Asset class Conservative Portfolio Balanced Portfolio Growth  Portfolio Aggressive Portfolio
NZ fixed interest 37.50% 15.00% 7.50% n.a.
Cash/short term assets 16.75% 12.50% 5.00% n.a.
New Zealand/Australian shares 10.00% 12.50% 15.00% 24.90%
International shares 8.75% 32.50% 52.50% 47.64%
International fixed interest 15.00% 15.00% 7.50% 4.33%
Property 4.50% 7.50% 10.00% n.a.
Mortgage 7.50% 5.00% 2.50% n.a.
Options n.a. n.a. n.a. 23.13%

Fidelity KiwiSaver Scheme Investment Returns

(after management fees, & investment fees, before tax)
For the period ended 30 April 2009
Fund Size ($m) Unit Price
Month
Quarter
6 Months 12 Months
Capital Guarantee 1.875 2.080416 1.22% -0.17% 0.66% -
Conservative Kiwi 5.760 5.166001 3.36% -1.13% 0.49% 0.21%
Balanced Kiwi 12.036 5.090352 6.53% -1.10% 2.11% -1.39%
Ethical Kiwi 0.338 1.896142 6.66% 0.02% 2.27% -
Growth Kiwi 6.686 4.830906 9.69% -1.14% 0.54% -8.05%
Aggressive Kiwi 3.306 2.314089 10.39% 4.72% 0.95% -10.85%
Options Kiwi 11.157 3.137362 2.31% 16.03% -6.02% -1.71%

Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for administration, switching fees or mortgage diversion fees:
     - The administration fee is $3 per member per month.
     - The first switch between funds each year is free. Additional switches will incur a fee of $60 per switch.
     - A fee of $25 applies to set up mortgage diversion. There is no ongoing fee.
3. The returns are shown before tax. Your after-tax return will depend on your Prescribed Investor Rate.

Fidelity KiwiSaver Funds - Asset Splits

Asset Class Capital Guarantee
Kiwi
Conservative
Kiwi
Balanced
Kiwi
Growth
Kiwi
Aggressive
Kiwi
Cash 80.82% 37.09% 26.19% 14.77% 0.12%
Fixed Interest 9.77% 38.98% 29.86% 16.69% n.a.
New Zealand/Australian shares 4.53% 11.76% 12.60% 17.26% 25.28%
Global shares 4.87% 12.17% 31.34% 51.28% 50.37%
Tyndall Option fund n.a. n.a. n.a. n.a. 24.23%

The Options Kiwi, besides having a small cash holding, is totally invested in the Tyndall Option Fund.
The Ethical Kiwi, besides having a small cash holding, is totally invested in the Tyndall Wholesale Balanced SRI Fund

Dated 12 May 2009

All reasonable care has been taken in producing this information that in most instances comes from sources outside the administration manager, Fidelity Life Assurance Company Limited.
Investors should seek professional advice before investment decisions are made.


 

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