Investment Returns February 2009

[ Friday, 6 March 2009 ]

Investment Returns February 2009
Investment Returns February 2009 <%@ Control Language="VB" ClassName="UserControl_InvestmentReturns" %>
For the period ended 28 February 2009
Average Return Over
Portfolio Portfolio Size ($m) Unit Price
Month
Quarter
Year
3 Years
(% p.a.)
5 Years
(% p.a.)
10 years
(% p.a.)
Conservative 140.56 2.8755 -1.68% -0.14% -0.37% 2.07% 3.66% 3.76%
Balanced 39.34 2.5254 -4.12% -2.32% -7.62% -1.43% 2.19% 2.46%
Ethical 0.00 1.8013 -3.61% n.a. n.a. n.a. n.a. n.a.
Growth 17.25 2.2490 -6.12% -4.55% -15.06% -5.11% 0.74% 1.43%
Aggressive 3.11 1.8143 -3.26% -3.71% -17.37% -6.28% 0.79% n.a.
Cash 2.70 2.8579 0.16% 0.83% 4.83% 4.77% 4.41% n.a.
Mortgage 7.25 3.1275 0.32% 1.13% 5.53% 5.44% 5.23% 4.70%
NZ Fixed Interest 5.50 2.9379 -0.68% -0.05% 6.35% 3.36% 3.66% 3.91%
Options 38.17 2.6080 9.66% -5.54% -4.52% 3.13% n.a. n.a.
Property 2.56 2.8235 0.28% -1.00% 2.40% 3.85% 2.80% 3.66%
NZ / Australian Shares 5.62 2.7213 -5.72% -3.61% -23.52% -8.27% 0.12% 3.29%
International 31.65 1.3322 -9.82% -8.40% -24.65% -10.82% -2.66% -3.50%
 

Diversified portfolios (Conservative, Balanced and Growth) invest in single sector pools.
These indirect investments are excluded from the portfolio size of the single sectors.


Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for front-end, renewal, withdrawal or alteration fees.
3. There are no withdrawal fees on Life Bonds. On Power Saver/Super Plans there is an alteration fee of $60 if there is more than one withdrawal in a financial year.
    For other plans the fee on withdrawal is 5% reduced by 1% p.a. in the four years prior to the maturity date plus an alteration fee of $60.
4. The current rate of tax for life insurance companies is 30%. The rate and basis of taxation may change.
5. The returns shown are net of tax and investment management fees.

 

FIDELITY LIFE PORTFOLIOS - ASSET SPLITS

Asset class Conservative
Portfolio
Balanced Portfolio Growth
Portfolio
Aggressive
Portfolio
NZ fixed interest 37.50% 15.00% 7.50% n.a.
Cash/short term assets 18.25% 12.50% 5.00% n.a.
New Zealand/Australian shares 9.00% 12.50% 15.00% 16.05%
International shares 8.25% 32.50% 52.50% 54.21%
International fixed interest 15.00% 15.00% 7.50% n.a.
Property 4.50% 7.50% 10.00% n.a.
Mortgage 7.50% 5.00% 2.50% n.a.
Options n.a. n.a. n.a. 29.74%

FIDELITY KIWISAVER SCHEME INVESTMENT RETURNS

(after management fees, & investment fees, before tax)
For the period ended 28 February 2009
Fund Size ($m) Unit Price
Month
Quarter
6 Months 12 Months
Capital Guarantee 1.276 2.059745 -1.16% -1.79% 1.08% -
Conservative Kiwi 5.086 5.066246 -3.03%  -2.31% -3.76% 0.09%
Balanced Kiwi 10.306 4.861944 -5.54% -2.92% -6.64% -3.26%
Ethical Kiwi 0.228 1.826001 -3.68% -0.75% -10.20% -
Growth Kiwi 5.520 4.492316 -8.07% -5.93% -14.63% -11.61%
Aggressive Kiwi 2.686 2.103238 -4.82% -5.28% -19.86% -14.13%
Options Kiwi 9.048 2.965691 9.68% -2.42% -16.92% -1.01%

Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for administration, switching fees or mortgage diversion fees:
     - The administration fee is $3 per member per month.
     - The first switch between funds each year is free. Additional switches will incur a fee of $60 per switch.
     - A fee of $25 applies to set up mortgage diversion. There is no ongoing fee.
3. The returns are shown before tax. Your after-tax return will depend on your Prescribed Investor Rate.

FIDELITY KIWISAVER FUNDS - ASSET SPLITS

Asset Class Capital Guarantee
Kiwi
Conservative
Kiwi
Balanced
Kiwi
Growth
Kiwi
Aggressive
Kiwi
Cash 78.50% 35.61% 25.75% 12.95% 0.06%
Fixed Interest 14.55% 44.54% 34.85% 20.20% n.a.
New Zealand/Australian shares 3.14% 10.01% 9.73% 14.88% 24.03%
Global shares 3.81% 9.84% 29.67% 51.97% 48.25%
Tyndall Option fund n.a. n.a. n.a. n.a. 27.65%

The Options Kiwi, besides having a small cash holding, is totally invested in the Tyndall Option Fund.
The Ethical Kiwi, besides having a small cash holding, is totally invested in the Tyndall Wholesale Balanced SRI Fund

Dated 5 March 2008

All reasonable care has been taken in producing this information that in most instances comes from sources outside the administration manager, Fidelity Life Assurance Company Limited.
Investors should seek professional advice before investment decisions are made.


 

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