Investment Returns for the period ended 30 November 2008

[ Friday, 19 December 2008 ]

Investment Returns for the period ended 30 November 2008
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For the period ended 30 November 2008
Average Return Over
Portfolio Portfolio Size ($m) Unit Price
Month
Quarter
Year
3 Years
(% p.a.)
5 Years
(% p.a.)
10 years
(% p.a.)
Conservative 148.18 2.8794 0.95% -2.70% -2.05% 3.04% 4.12% 3.92%
Balanced 40.72 2.5855 0.18% -7.40% -10.71% 0.90% 3.20% 2.91%
Growth 18.17 2.3563 -0.77% -12.47% -19.32% -1.40% 2.35% 2.24%
Aggressive 3.18 1.8842 -2.63% -17.35% -22.15% -1.92% 2.59% n.a.
Mortgage 7.65 3.0926 0.44% 1.44% 5.70% 5.50% 5.19% 4.68%
NZ Fixed Interest 2.01 2.9395 1.47% 2.48% 6.36% 3.94% 4.07% 3.95%
Options 36.76 2.7609 -6.23% -10.59% 2.74% 6.38% n.a. n.a.
Property 2.57 2.8520 0.28% 0.93% 2.45% 4.47% 3.16% 3.87%
NZ / Australian Shares 5.92 2.8231 -4.12% -20.46% -30.64% -5.97% 1.35% 4.40%
International 34.51 1.4543 -2.01% -18.92% -29.59% -4.95% 0.03% -2.43%
 

Diversified portfolios (Conservative, Balanced and Growth) invest in single sector pools.
These indirect investments are excluded from the portfolio size of the single sectors.


Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for front-end, renewal, withdrawal or alteration fees.
3. There are no withdrawal fees on Life Bonds. On Power Saver/Super Plans there is an alteration fee of $60 if there is more than one
     withdrawal in a financial year. For other plans the fee on withdrawal is 5% reduced by 1% p.a. in the four years prior to the maturity date plus an alteration fee of $60.
4. The current rate of tax for life insurance companies is 30%. The rate and basis of taxation may change.
5. The returns shown are net of tax and investment management fees.

 

FIDELITY LIFE PORTFOLIOS - ASSET SPLITS

Asset Class Conservative
Portfolio
Balanced
Portfolio
Growth
Portfolio
Aggressive
Portfolio
NZ Fixed Interest 35.00% 17.50% 7.50% n.a.
Cash/ Short Term Assets 23.50% 16.25% 5.75% n.a.
NZ/Australian Shares 9.00% 12.25% 14.75% n.a.
International Shares 8.25% 29.00% 52.00% n.a.
International Fixed Interest 12.50% 12.50% 7.50% 54.91%
Property 4.25% 7.50% 10.00% 15.44%
Mortgage 7.50% 5.00% 2.50% 29.65%

FIDELITY KIWISAVER SCHEME INVESTMENT RETURNS

(after management fees, before tax)
For the period ended 30 November 2008
Fund Size ($m) Unit Price Month Quarter Six Months Year
Capital Guarantee 0.338 2.097376 1.48% 2.92% 4.77% -
Conservative Kiwi 4.450 5.186016 0.88% -1.49% 0.13% 2.63%
Balanced Kiwi 9.018 5.008223 0.47% -3.83% -3.53% -1.49%
Ethical Kiwi 0.074 1.839873 -0.76% -9.52% -8.06% -
Growth Kiwi 4.933 4.775478 -0.61% -9.25% -9.52% -7.87%
Aggressive Kiwi 2.435 2.220383 -3.14% -15.40% -15.25% -15.85%
Options Kiwi 6.451 3.039308 -8.95% -14.85% -7.48% 4.12%

Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for administration, switching fees or mortgage diversion fees:
     - The administration fee is $3 per member per month.
     - The first switch between funds each year is free. Additional switches will incur a fee of $60 per switch for any additional switches.
     - A fee of $25 applies to set up mortgage diversion. There is no ongoing fee.
3. The returns are shown before tax. Your after-tax return will depend on your Prescribed Investor Rate.

FIDELITY KIWISAVER FUNDS - ASSET SPLITS

Asset Class Capital Guarantee Kiwi Conservative
Kiwi
Balanced
Kiwi
Growth
Kiwi
Aggressive
Kiwi
Cash 50.59% 34.77% 25.57% 14.46% 0.07%
Fixed Interest 48.80% 44.69% 34.18% 20.24% n.a
NZ/Australian shares 0.31% 10.18% 9.80% 13.68% 24.79%
International shares 0.30% 10.36% 30.45% 51.62% 51.93%
Tyndall Option fund n.a. n.a. n.a. n.a. 23.21%

The Ethical Kiwi, besides having a small cash holding, is totally invested in the Tyndall Wholesale SRI Balanced Fund
The Options Kiwi, besides having a small cash holding, is totally invested in the Tyndall Option Fund.
 

Dated 18 December 2008

All reasonable care has been taken in producing this information that in most instances comes from sources outside the administration manager, Fidelity Life Assurance Company Limited.
Investors should seek professional advice before investment decisions are made.

 

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